We’ve all met those rough and tumble adventurers in a pub, on the road or out in the wild. You know the ones. They’ll tell you they scaled Mt. Everest, wrestled a crocodile, they did this and they did that - and the best part? They claim they did it all without insurance. Because that’s what a true adventurer does. They get out there and get their hands dirty - no map, no plan, no worries. Right? Wrong. It doesn’t matter how cool Mr. Adventurer in the bar seems, there is absolutely no reason that you shouldn’t be covered with insurance in this day and age.
Regardless of whether you’re planning a shopping tour of New York City or an adrenalin fuelled adventure in Christchurch - there are a huge variety of travel insurance options available to cater for travellers of all ages, shapes and sizes.
Particularly if you fancy yourself as an off-road trekker, insurance should be one of the very first arrangements that you make. Book your flight, buy your insurance, and you can’t go wrong!
Accidents and incidents outside of your control can and do strike at any time. Often when you’re abroad in an unknown and unfamiliar environment, you’re at your most exposed. It’s absolutely worth the peace of mind to have comprehensive coverage. Plans can cover you against everything from injuries - both minor and serious - to theft and misplaced baggage.
Take a look at the average cost of a night in hospital in various countries around the world and that should be all the wakeup call you need to realise that travel insurance just makes sense. Countless adventurous travellers have paid the price, quite a significant one, for thinking they can risk it.
Travel insurance can be seen as gamble - because often you won’t need it - but it’s definitely the horse you want to have your hard earned money on. The alternative is a black hole-like chasm in your wallet that you should never have to worry about.