Due to the ongoing changes within the travel industry, itrek is no longer selling insurance products. We wish all our valued customers the very best on their future adventures! If you are looking for a travel insurance policy and are travelling for a period of less than 12 months you may be eligible for cover through our sister brand 1Cover.
A pre-existing medical condition* for you, your travelling companion, a relative or another person is:
If you fall in to any of the above categories, and your condition is not automatically covered, you will need to disclose your medical condition before you purchase your travel insurance.
If your condition ISN'T in the table below, you will need to disclose it.
The pre-existing medical conditions listed in the table below are automatically covered by our policies, but you MUST meet all three criteria:
If your condition is listed below and you meet all the criteria, then you don’t need to disclose your medical condition when you’re purchasing your policy.
1. Acne |
2. Allergies Only the following conditions are covered: rhinitis, chronic sinusitis, eczema, food intolerance, hay fever. You also can’t be anaphylactic and you can’t carry an Epipen. Please disclose your condition if your allergy does not meet these conditions. |
3. Asthma You can’t have any other lung disease you must be less than 60 years of age at the issue date of your policy. Please disclose your condition if you don’t meet one of these criteria. |
4. Bell's palsy |
5. Benign positional vertigo |
6. Bunions |
7. Carpal tunnel syndrome |
8. Cataracts |
9. Coeliac disease (gluten intolerance) |
10. Congenital blindness |
11. Congenital deafness |
12. Dry eye syndrome |
13. Diabetes mellitus (Type I & Type II) Providing you are under 50 at the issue date of your policy, you were diagnosed over 12 months ago, have no eye, kidney, nerve or vascular complications, and you don’t also suffer from a cardiovascular disease. Please disclose your diabetes if you do not meet these conditions. |
14. Epilepsy Providing you have not had any seizures in the past 12 months, and you are less than one anticonvulsant medication. Please disclose your epilepsy if you do not meet these conditions. |
15. Folate deficiency |
16. Gastric reflux (heartburn, indigestion) |
17. Goitre |
18. Glaucoma (increased ocular pressure) |
19. Graves' disease |
20. Hiatus hernia |
21. Hypercholesterolaemia/high cholesterol |
22. Hyperlipidaemia (high blood lipids) Only if you don’t also suffer from a known cardiovascular disease. |
23. Hypothyroidism (underactive thyroid) Including Hashimoto’s disease. |
24. Hypertension (High Blood Pressure) Provided you do not also suffer from a known cardiovascular disease and your most recent reading is less than 165/95. |
25. Impaired glucose tolerance (glucose intolerance, pre-diabetes). Providing you are under 50 years of age at the issue date of your policy. If you are not under 50 years of age, you’ll need to disclose your condition. |
26. Incontinence |
27. Insulin resistance |
28. Menopause Provided you do not also have osteoporosis. Find out more about osteoporosis. |
29. Nocturnal cramps |
30. Pernicious anaemia |
31. Raynaud’s disease |
32. Sleep Apnoea |
33. Trigeminal neuralgia |
34. Trigger finger |
35. Vitamin B12 deficiency |
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If your condition is listed in the table, but you do not meet the three conditions for automatic coverage (listed above the table), you can still apply for travel insurance, but you will need to disclose your condition.
Please note that travel insurance won’t cover any routine treatment or management of your approved pre-existing medical conditions (eg. blood test and prescription renewals).