LONG TERM COVER
long term travel insurance
table of benefits
Long Term Travel Insurance for working and exploring in the US, UK, or Canadian adventure.
Travel Insurance Policy Benefit |
long term Travel Insurance |
|---|---|
medical & evacuation |
|
|
Overseas Emergency Medical Assistance^ |
Unlimited |
|
Medical Transport & Repatriation |
Unlimited |
|
24 Hours Emergency Assistance |
Unlimited |
|
Local Funeral Expenses/Repatriation of Remains |
$15,000 |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
|
Treatment by Chiropractor & Physiotherapist |
$1,000 |
|
Dental Expenses ( per adult) |
$500 |
|
Hospital Cash Allowance^* |
$5,000 |
|
Accidental Death* |
$25,000 |
|
Permanent Disability^* |
$25,000 |
Luggage |
|
|
Credit Card Fraud & Replacement^ |
$2,500 |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
|
Theft Of Cash^# |
$250 |
|
Theft, Accidental Loss or Damage to Your Luggage & Personal Items* |
$10,000 |
|
Includes Cover for Laptops, Personal Computers and Cameras |
$3,000 |
|
Includes Cover for Tables and Mobile Phones |
$1,000 |
|
Unspecified Items |
$750 |
|
Luggage & Personal Effects Delay Expenses^ |
$500 |
CANCELLATION & curtailment |
|
|
Interruption Costs of Your Journey |
$10,000 |
|
Includes Emergency Companion Cover* |
Yes |
|
Trip Home Due to a Family Emergency |
$1,500 |
|
Cancellation Fees & Lost Deposits* |
$15,000 |
|
Resumption of Journey |
$1,500 |
|
Disruption to Your Journey (beyond 6 hours)* |
$1,000 |
|
Alternative Transport Expenses^ |
$5,000 |
ANCILLARY |
|
|
Rental Vehicle Insurance Excess*^^#!! |
$4,000 |
|
Includes Return of Rental Vehicle |
$500 |
|
Kidnap & Hijack |
$4,000 |
|
Personal Liability# |
$2.5 million |
winter sports pack add on |
|
|
Emergency Rescue^^ |
Unlimited |
|
Ski Pack^^ |
$750 |
|
Piste Closure^^* |
$1,000 |
|
Bad Weather and Avalanche Closure^^ |
$750 |
|
Winter sports equipment hire^^ |
$1,500 |
|
Winter Sports Equipment Excess^^* |
$1,750 |
|
ADVENTURE PACK ADD ON |
Yes |
|
TREKKING PACK ADD ON |
Yes |
^ There is no cover under these policy sections while travelling in Australia. Sections 3.1, 3.1A & 3.2- if you claim for the same or similar cancelled services/facilities or alternative arrangements under more than one of these sections we will only pay the higher of the two amounts, not both.
# Limits are per policy regardless of the number of persons the claim relates to.
^^ you only have this cover for these sections if the relevant pack has been purchased.
* Sub-limits apply, please refer to PDS for details. Benefit limits as per traveller.
Discount Terms & Conditions:
**Terms, Conditions, Limits and Exclusions apply. The discount is valid for policies purchased between 05/12/18 to 31/12/18. The discount is valid for itrek Comprehensive or Long-Term policies only; no other policies are included. The discount cannot be used in conjunction with any other itrek Travel Insurance offer and has no cash or refund value, except when redeemed in accordance with the terms and conditions of this offer. The discount is only available for itrek customers who received this promotional email. The discount cannot be applied to policies that have started and/or expired. This discount does not apply to Policy Add-ons. This discount does not apply to policy extensions. itrek Travel Insurance reserves the right to amend these conditions at any time. ** Some activities are excluded - please refer to the Product Disclosure Statement for details.
