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essentials travel insurance
table of benefits 

The essentials travel insurance is a mid-range insurance can help you with emergency medical assistance, lost luggage, and much more.

 

Travel Insurance Policy Benefit

ESSENTIALS Travel Insurance

medical & evacuation 
 

Overseas Emergency Medical Assistance^

$5,000,000

Medical Transport & Repatriation

$5,000,000

24 Hours Emergency Assistance

$5,000,000

Local Funeral Expenses/Repatriation of Remains

$15,000

Overseas Emergency Medical & Hospital Expenses^*

$5,000,000

Treatment by Chiropractor & Physiotherapist 

$500

Dental Expenses ( per adult)

$500

Luggage 
 

Theft, Accidental Loss or Damage to Your Luggage & Personal Items*

$2,500

Includes Cover for Laptops, Personal Computers and Cameras

$500

Includes Cover for Tables and Mobile Phones

$500

Unspecified Items

$500

Luggage & Personal Effects Delay Expenses^

$250

CANCELLATION & curtailment
 

Cancellation Fees & Lost Deposits*

$5,000
ANCILLARY
 

Personal Liability#

$1,000,000

winter sports pack add on 
 

Emergency Rescue^^

Unlimited

Ski Pack^^

$750

Piste Closure^^*

$1,000

Bad Weather and Avalanche Closure^^

$750

Winter sports equipment hire^^

$1,500

Winter Sports Equipment Excess^^*

$1,750

ADVENTURE PACK ADD ON 

Yes 

TREKKING PACK ADD ON 

Yes

 

 

^ There is no cover under these policy sections while travelling in Australia. Sections 3.1, 3.1A & 3.2- if you claim for the same or similar cancelled services/facilities or alternative arrangements under more than one of these sections we will only pay the higher of the two amounts, not both.
# Limits are per policy regardless of the number of persons the claim relates to.
^^ you only have this cover for these sections if the relevant pack has been purchased.
* Sub-limits apply, please refer to PDS for details. Benefit limits as per traveller.