comprehensive travel insurance

 
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comprehensive travel insurance
table of benefits 

Comprehensive Travel Insurance is our highest level of cover, with optional add-ons for winter sports, bikes, trekking, and high-value items.

 

Travel Insurance Policy Benefit

Comprehensive Travel Insurance

medical & evacuation 
 

Overseas Emergency Medical Assistance^

Unlimited

Medical Transport & Repatriation

Unlimited

24 Hours Emergency Assistance

Unlimited

Local Funeral Expenses/Repatriation of Remains

$15,000

Overseas Emergency Medical & Hospital Expenses^*

Unlimited

Treatment by Chiropractor & Physiotherapist 

$1,000

Dental Expenses ( per adult)

$500

Hospital Cash Allowance^*

$5,000

Accidental Death*

$25,000

Permanent Disability^*

$25,000

Luggage 
 

Credit Card Fraud & Replacement^

$2,500

Includes Travel Documents & Traveller's Cheques^

Yes

Theft Of Cash^#

$250

Theft, Accidental Loss or Damage to Your Luggage & Personal Items*

$10,000

Includes Cover for Laptops, Personal Computers and Cameras

$3,000

Includes Cover for Tables and Mobile Phones

$1,000

Unspecified Items

$750

Luggage & Personal Effects Delay Expenses^

$500

CANCELLATION & curtailment
 

Interruption Costs of Your Journey

$10,000

Includes Emergency Companion Cover*

Yes

Trip Home Due to a Family Emergency

$1,500

Cancellation Fees & Lost Deposits*

$20,000

Resumption of Journey

$1,500

Disruption to Your Journey (beyond 6 hours)*

$1,000

Alternative Transport Expenses^

$5,000

ANCILLARY
 

Rental Vehicle Insurance Excess*^^#!!

$3,000

Includes Return of Rental Vehicle

$500

Kidnap & Hijack

$4,000

Personal Liability#

$2.5 million

winter sports pack add on 
 

Emergency Rescue^^

Unlimited

Ski Pack^^

$750

Piste Closure^^*

$1,000

Bad Weather and Avalanche Closure^^

$750

Winter sports equipment hire^^

$1,500

Winter Sports Equipment Excess^^*

$1,750

BICYCLE PACK ADD ON 

 

Bicycles*^^

Up to $5,000 per bike, maximum of $15,000

ADVENTURE PACK ADD ON 

Yes 

TREKKING PACK ADD ON 

Yes

 

 

^ There is no cover under these policy sections while travelling in Australia. Sections 3.1, 3.1A & 3.2- if you claim for the same or similar cancelled services/facilities or alternative arrangements under more than one of these sections we will only pay the higher of the two amounts, not both.
# Limits are per policy regardless of the number of persons the claim relates to.
^^ you only have this cover for these sections if the relevant pack has been purchased.
* Sub-limits apply, please refer to PDS for details. Benefit limits as per traveller.