What to Look for With Student Travel Insurance
>> What to Look for With Student Travel Insurance
There are loads of cheap student travel deals and holiday options tailored specifically for the 18 to 24 age group. Now all you need is tailored student travel insurance to go.
You've been studying hard and working part time just as hard so you can stash the cash for a complete get away for your Gap Year, end of year holidays or just a mid year break.
Make it a priority, the moment you've and booked your travel arrangements, to take out flight travel insurance that includes cancellation and lost deposits insurance. A delay in travel could cause you to miss out on pre-booked tours and accommodation.
Industry stats indicate more than 50% of insurance claims are for trip cancellation, yet it is an area that is not always considered as important. If you've been stuck with the disappointment of missing out on your long dreamed of holiday, you definitely don't want the extra pain of losing your money as well, especially when it is so easily covered.
Students are known for doing the unusual, such as working in China on a Panda conservation project, backpacking an Inca trail, climbing Kilimanjaro to find the leopard (read Hemingway) and immersing themselves in the culture of their chosen destination.
Along with some great travel deals to the UK and the rest of Europe, or to Asia, New Zealand and the U.S, you can also get great deals on total international travel insurance tailored to the student market that take into account the more unusual adventurous activities.
Because insurance talk can be confusing and seem overly complicated, make sure you deal with a company that offers clear and concise policy documents, and don't be afraid to ask questions about whether your choice of the unusual is covered.
Critical components to cheap travel insurance should be unlimited overseas emergency assistance, emergency hospital, dental and medical cover, personal liability and emergency expenses. If these aren't evident, seriously consider other alternatives.
Because most students travel light, many prepare without cover for lost or stolen luggage and personal possessions, only to be totally stunned when everything costs more to replace than they previously imagined. Before overlooking this component, simply to get a cheaper premium, take stock of your destination and any inherent risks of loss or theft.
One of the bottom-line rules of student travel includes never being shocked when the unexpected happens - because you've already prepared for it.