Last Minute Travel Insurance
>> Purchasing Last Minute Travel Insurance Could Cost You A Packet
Have you heard of the seven day rule? Most cruise and travel companies and accommodation venues have it. Basically, it doesn't matter what the reason is - you could have been hit by that proverbial bus - you won't get your deposit back. Worse, in many cases by the time seven days prior rocks around you'll probably have paid in full and you lose the lot. Life is way too unpredictable to purchase last minute travel insurance.
Research confirms 63% of travellers take out insurance less than two weeks before they take off. Even cancelling inside 30 days prior to going, you can lose half your full payment and certainly your deposit and it may not even be something that happens to you that causes you to cancel. It could be through the illness or accident of a family member or close friend.
These days you can purchase comparatively cheap travel insurance with amazing value. Our Cancellation Fees and Lost Deposits cover provides up to $10,000 with our Silver level policy, up to $15,000 with Gold level and Unlimited cover with our Platinum level.
Being flat out busy is really no excuse either for not picking up cover. You don't have to find time in your lunch break, take time off work, or even lift up the phone to get a travel insurance quote. You can buy travel insurance online through iTrek, any time day or night, really fast, really easily.
Have a look around at the different types of cover as it is always good to maketravel insurance comparison. It's never a waste of time even if it just means you feeling pretty smug about the good deal you got when you're sitting around the hostel on a rainy day comparing insurance stories.
With quoted hospital costs of $800 per day in South East Asia, or $60,000 for a medical evacuation from Bali back to Australia and around $80,000 from the U.S., it makes great sense to have overseas cover in place in plenty of time rather than forgetting in the last minute rush of things to do before you go.
Remember too, make sure your passport and any necessary visas are ready well ahead of time - imagine travel D day arrives and your documents are 'still in the mail' - it happens.
Insurance is not something that should be left until the last minute. Travel insurance with cancellation cover should always be taken out as soon as you've committed yourself financially.
>> A Guide To Understanding Travel Agent Speak:
- All amenities: two free shower caps
- Superior: one free shower cap
- Explore on your own: pay for it yourself
- Leisurely transfer: long boring bus ride
- No extra fees: no extras
- Nouvelle cuisine: overpriced snack
- Ocean view: standing on tiptoes from bathroom window
- Plush: top and bottom sheets
- Rustic accommodations: bring insect killer and mousetrap
- Unhurried lifestyle: ultra slow room service